Tools
Affordability Calculator
See how much home you can comfortably afford based on your income, debts, and down payment.
Max Home Price
43% front-end DTI
$453,646
Max Home Price
50% back-end DTI
$460,861
Estimated Monthly Payment$3,440
Payment as % of income43%
Front-end vs. back-end DTI
Front-end DTI looks at how much of your gross monthly income goes toward your housing payment alone. Lenders generally like this at 43% or below.
Back-end DTI includes all your monthly debts (car payments, student loans, credit cards) plus housing. Lenders typically want this at 50% or below, though many programs allow more.
These are estimates based on standard DTI guidelines. Your actual buying power depends on credit, loan program, and current rates.