Mike Prenesti | The Mortgage Jedi

Pre-Approval Checklist

Gather these documents and you'll be ready to get pre-approved fast. Print it out and check items off as you go.

For W-2 Employees

  • Last 2 years W-2s
  • Last 2 years tax returns (federal)
  • Last 30 days pay stubs
  • Last 2 months bank statements
  • Government issued ID
  • Social Security number

For Self-Employed

  • Last 2 years tax returns (personal + business)
  • Year-to-date P&L statement
  • Business license
  • 12 to 24 months bank statements
  • CPA letter (if applicable)

For All Borrowers

  • Credit authorization (Mike pulls this)
  • Bankruptcy/foreclosure documents (if applicable)
  • Gift letter (if using gift funds for down payment)

Ready to get pre-approved?

Once you've gathered your documents, let's talk. I'll tell you exactly what fits your situation.

Start My Pre-Approval
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